Chase is expanding its premium credit card portfolio with the official launch of the Chase Sapphire Reserve® Business Card, expected to debut in Summer 2025. This marks the first time the Sapphire brand, known for rewarding frequent travelers and high spenders, will be extended into the business credit card space.
After months of speculation and teasers on social media, Chase confirmed that both a refreshed version of the personal Sapphire Reserve and an all-new business edition will roll out in the coming weeks. The move comes just in time for the busy summer travel season, with a full-scale marketing campaign already underway in New York City.
Chase Brings Sapphire Prestige to Small Business Owners
The business edition of the Sapphire Reserve is being positioned as a high-end travel and rewards card for entrepreneurs, freelancers, and small business owners — a segment that has seen significant growth in recent years. Chase’s teaser, “Hard work is about to get more rewarding,” shared via its official Instagram channel, hints at exclusive benefits designed for business use.
While specific features of the business card are still under wraps, it is widely expected to mirror the premium perks of the personal Sapphire Reserve, including:
- Elevated points on travel and dining
- Airport lounge access, likely through Priority Pass
- A generous annual travel credit
- Comprehensive purchase and travel protections
- Full access to Chase Ultimate Rewards® points ecosystem
These benefits would put the Sapphire Reserve Business Card in direct competition with other high-tier business cards like the American Express Business Platinum® and Capital One Spark Travel Elite.
A Premium Refresh for the Personal Sapphire Reserve
Alongside the business launch, Chase is also rolling out a visually upgraded Sapphire Reserve card with a more refined and luxury-focused design. Early images released via social media suggest a more modern and polished aesthetic, part of a broader effort to maintain the card’s premium status in a competitive market.
However, the refresh may also come with changes to the annual fee. While the current personal Sapphire Reserve has a $550 annual fee, rumors point to a potential increase. Chase has not confirmed new pricing, but any increase would likely be balanced with enhanced lifestyle perks or statement credits, as seen in previous card updates across the industry.
Should You Wait Before Applying?
If you’re considering signing up for a new Sapphire card — personal or business — it’s worth waiting until the official announcement drops. New card launches often come with limited-time welcome offers, and Chase typically gives current cardholders time to assess new benefits before any major shifts are implemented.
Whether you’re a seasoned small business owner or someone looking to upgrade their personal travel rewards experience, Chase’s summer refresh signals a strong push into the premium space with competitive benefits and enhanced user experience.