Social Security June 2025 Update: Early SSI Payments, Rule Changes, and What Retirees Should Know

Social Security June Payments 2025: Millions of Americans receiving Social Security benefits will see important changes and updates as we head into June. These changes include an early SSI deposit, policy adjustments, and ongoing service delays due to staffing cuts.

Early SSI Payment: Arriving May 30

If you receive Supplemental Security Income (SSI), your June payment will arrive early — on Friday, May 30, 2025. That’s because June 1 falls on a Sunday, and the SSA issues early payments when that happens.

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You’ll notice two SSI deposits in May, but none in June. This is a schedule adjustment, not an extra payment.

Full Social Security Payment Dates for June 2025

  • June 3: For those receiving SSI and Social Security or who started benefits before May 1997
  • June 11: If your birthday falls between the 1st and 10th
  • June 18: If your birthday is from the 11th to the 20th
  • June 25: If your birthday is from the 21st to the 31st
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Direct deposit usually hits early in the day. Mailed checks can take longer.

Also Read: Social Security Direct Deposit Rules Change: What Beneficiaries Must Know in 2025

COLA 2025 Still Active

2.5% cost-of-living adjustment (COLA) remains in effect. The average monthly benefit is now around $1,976.

However, rising living costs mean many beneficiaries still feel financial strain. Lawmakers are considering a change to how COLA is calculated, but nothing has passed yet.

New Overpayment Rule in Effect

The SSA faced backlash earlier this year for reclaiming 100% of a monthly benefit for overpayments. As of April 25, 2025, that’s changed.

Now, SSA can only withhold up to 50% of your benefit — unless you agree to more. If you receive an overpayment letter, act quickly to file a waiverappeal, or payment plan.

Identity Verification Now Required for Some

A new SSA rule requires in-person identity checks for certain applicants — especially those applying for retirement or survivor benefits outside of the online system.

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This rule aims to reduce fraud but may cause delays, especially in rural areas where SSA offices are scarce.

Staffing Cuts Causing Service Delays

The Department of Government Efficiency (DOGE), led by Elon Musk, has pushed SSA into leaner operations. Over 3,500 employees have left, and 25 offices have closed.

The result? Over 575,000 retirement claims are now backlogged, with longer wait times for appeals, error corrections, and phone assistance.

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